Young driver insurance

Why choose our young driver insurance?

  • No driving curfews

    There isn't a curfew with our Young driver insurance, however if you drive a lot between 11pm and 5am you may find that your Safe Driving Score may be affected.

  • Reduce the cost of your insurance by driving safely

    We want to reward young drivers who are safe on the road, and using black box technology (called a smartbox) means we can. It measures your individual driving style, so you can earn discounts for driving safely (called safer driving discounts). The driving of your car is assessed every 90 days. Your premium may go up as well as down dependent on your driving score throughout the year - but will never increase by more than 20% over the course of the year.

  • Log into your own online driver dashboard portal

    You'll be able to monitor your own driving performance online, so you'll be able to see what you do well, and what you need to improve. We also include all your documentation for easy access, driving training modules, and more.

    Find out more about your online dashboard

  • Earn your own no claim discount

    Every year you have our insurance and don't make a claim, we'll add a further discount to your young driver policy.

    Find out more about no claim discount

  • Theft tracker

    If your car's stolen, the theft tracker in the smartbox will activate and track the location of the car. This will help the police to recover your car as quickly as possible.

    Find out more about theft tracker

What you need to understand and agree to

  • We'll fit a Smartbox to your car

    This is how we monitor your driving style. You'll be able to see your driving scores online and see where you need to improve to earn discounts.

    Find out more about Smartbox

  • Driving at dangerous times

    If you regularly drive between the hours of 11pm and 5am, your safe driving discount may be negatively affected, as our data shows that the worst road traffic accidents are more likely to happen at this time.

  • We'll cancel your policy before it ends if you consistently drive dangerously or at excessive speeds

    If this happens you may find it difficult to get cover elsewhere as a result.

  • We won't insure you to drive any other cars

    Our Young driver insurance only covers you and any named drivers to drive the car covered on your policy. You won't have insurance to drive any other cars.

  • Changing your car

    If you change your car before the policy end date, there is a charge to fit a new smartbox in your new car. Refer to our Terms of Business Agreement for more information.

  • Managing and protecting your data

    To find out more about how we use your information click here.

Before you go too far, in order to qualify for this insurance policy you will need to have a valid email address and access to the internet to review your personal dashboard. Here are the assumptions on which your quote will be based. You will be asked to check and confirm your agreement to these later in the quotation process.

Important - Please ensure the information you provide is accurate. Your quotation will be based on the answers you give to our questions and the assumptions which you agree reflect your circumstances. Incorrect information could invalidate all or part of the policy.

Please note that it is important you read carefully the Help text which accompanies some questions and provides additional explanation.